RIDDLE! What is it?

They spend thousands encouraging us to buy it.

We are advised never to go on holiday without it.

But when we want to buy it, they don’t want to sell it to us.

Read on ………..

So after much deliberation we have chosen the holiday destination, sorted out the flights, and already we are picturing ourselves languishing on warm sands with the inviting blue sea stretching before us, and we just have the minor formality of the holiday travel insurance and then all the arrangements will be complete. Did I say MINOR? Well, yes, holiday insurance was once just a minor formality, but now for retired folk or senior citizens it has become a MAJOR, MAJOR problem. (In fact, when talking to friends it appears that holiday insurance has replaced house prices as the after dinner discussion). The problem is not just about how health affects the cost of insurance but it’s about how age affects the cost of insurance. Isn’t it amazing how an insurance company can take your annual holiday insurance payments for years, you have never made a claim, and suddenly because you have just passed a certain birthday you are too risky to consider. Your medical history may be fine, in fact you may be fitter than the 30 year old couch potato on the end of the telephone, but that doesn’t count – the only thing that counts is the date on your birth certificate. And when you do find an insurance company who will cover you, you find that the premium costs more than the holiday.

However, one thing is certain, WE MUST HAVE HOLIDAY TRAVEL INSURANCE (you realize how essential it is when you consider that an air ambulance from the USA will set you back approx £35,000), and another important point is to be honest when declaring your medical history, because Insurance Companies are not charities and will possibly look into your medical history hoping to find some information (however slight you may have considered it at the time it was recorded) to avoid paying for example that air ambulance cost from the USA.

A timely reminder that the E111 was discontinued on 31 December 05 and was replaced by the EHIC (the European Health Insurance Card), which you can obtain from the Post Office or www.dh.gov.uk. It is useful to take this, but it is definitely not a substitute for personal holiday insurance.

And whilst on the subject of European holidays; a couple of years back we met a group of Spanish pensioners having a great time on the Costa del Sol. We found out why it was such a joyous occasion, it came courtesy of the Spanish Government – the Government treats senior citizens to a week’s free holiday. On reflection, it could possibly work out cheaper for the National Health if our senior citizens were sent to warmer climes during the winter when bronchitis and respiratory problems abound. Mr Brown, it’s food for thought. After all, he informs us that in 2008 we shall be receiving free bus travel throughout the country, so perhaps we can but dream that the boundaries be extended somewhat. However, there is still the problem of the necessary holiday travel insurance.

A recent survey found that 9 out of 10 annual travel policies impose an upper age limit. It is slightly easier to obtain single trip policies: but this can work out expensive is you plan to take more than a couple of holidays a year. Here are a few worth contacting, but do shop around as prices vary enormously -

All Clear of Brentwood – www.allcleartravel.co.uk

Citybond – www.citybond.co.uk

Churchill – www.churchill.com)

Age Concern ) will insure the over 80s

Help the Aged ) will insure the over 80s

Saga ) will insure the over 80s

Norwich & Peterborough – www.npbs.co.uk

Flexicover – www.flexicover.co.uk

Visit Mabels…Maintaining Bygone Times, containing numerous articles thoughtfully researched mainly for the older person. You may access these articles by visiting http://www.mabels.org.uk/ – You will learn about the best tips to improve your health, fitness, finances, & helpful organisations to make the most out of life.

Jo Godden
http://www.articlesbase.com/advice-articles/travel-insurance-tips-advice-resources-for-seniors-222504.html

A golf club travel bag is designed to protect your golf clubs, so that should be your first consideration. You can get a hard or a soft variety, the harder providing a greater degree of protection than the soft type, but also costing a good bit more. The softer bags tend to be lighter and easier to carry around.

Think of the Value of your Golf Clubs

You have to consider the cost of your golf clubs. Not just the cost if fact, but the value of them to you which could be beyond cost. If you are used to playing with a particular set it is sometimes a testing time for your whole golf game if you have to change them because of damage. They may also have some sentimental value, and these are all considerations you must take into account when deciding on how much you want to spend protecting them while traveling.

Another thing to take into account is the amount of travel you carry out. The more you travel the better the travel bag you should have. The type of travel is also a determining factor. Whereas a cheaper soft travel bag might be fine for you if you drive to your local course two or three times a week, you might need a top flight hard travel case if you are traveling on the pro golf circuit, or if you vacation abroad once or twice a year and take your clubs with you.

Some Soft Cases are Good for Air Travel

You can get soft travel bags that are quite good enough for air travel, and there are golfers who prefer this option due to the lightness and ease of moving them around terminals along with the rest of their luggage. Other prefer the extra protection the hard cases provide to customized clubs that could cost many thousands of dollars to replace, even though they are bulkier and not so easy to handle.

The hard travel cases usually strap the golf bag very securely into the case, and are provided with a good set of wheels that can take the weight without sticking. They are also more suitable for using as overnight cases, and you can pack all your clothing and other accoutrements that are required for a couple of days away from home. This can save you carrying an extra suitcase.

You can use many soft golf club cases as regular golf bags, and use them on the course. Many can be fixed to carts or buggies, allowing you to keep your golf bag protected inside them while playing. You can specify this option when you purchase, and you can also have your travel bag customized to your specifications in the same way that you can with a regular golf bag.

All the Big Makers provide Golf Club Travel Bags

All the big makers provide a range of travel bags and cases, and many are made specifically to fit their own golf bags. So if you have a Bag Boy golf bag, for instance, you can get a Bag Boy travel bag made to suit it. Not just for color, but exactly for size for maximum protection. Most manufacturers do this.

Decide what kind of golf travel bag you need to match your specific requirements, and make a decision from that. Don’t go just for the best looking, but get the most functional. That is one that gives you the best degree of protection in the price range you are looking for, and the size and weight that suits you.

Mike Pedersen
http://www.articlesbase.com/golf-articles/what-kind-of-golf-club-travel-bag-do-you-need-108014.html

You can get hard travel bags and soft travel bags, and your decision should be based on your golfing travel needs rather than any other consideration. Price is important, of course, and that will also make a difference as to what you finally opt for, but the type of travel you are involved with is the most important factor.

Air Travel is Hard on Golf Clubs

Air travel can be hard on golf bags and their contents. It is not always possible for baggage handlers to treat golf bags any different from other forms of baggage, and accidents do tend to happen. The hard bags provide the highest amount of protection and the soft bags the lowest amount. The hard bags, however, are the higher priced. The soft bags are easier to carry.

Golf clubs are expensive, and their value to many golfers is greater than their replacement cost. To many their clubs are irreplaceable, irrespective of how much they are insured for; you can’t insure experience in use or sentimental value. It can take a golfer years to recover a game lost with a set of clubs. You can’t insure for that. The good golfers tend to travel more and the hard travel bags give them that bit more insurance against damage in transit.

The Average Golfer Travels less than a Professional

On the other hand, the average golfer tends to travel a lot less that a pro, and then mostly by auto. For many it involves no more than a few miles drive to the golf course. All they need is a bag case that will provide them with average protection during a car drive. A soft cover case is probably good enough, and they have the benefit of less bulk, lightness and better maneuverability. You can get all the rest of the options that come with the more expensive hard covers without paying so much for them.

The question of bulk is a valid one. The hard golf travel bags are so bulky that they won’t fit in all vehicles. Some hire vehicles have trunks that are too small, and an appropriate automobile has to be ordered from the hire company in advance. Not so with the less bulky soft covered case. It’s also easier to get in and out of the trunk, though you must make sure that it has decent handles when you buy it.

All is not Black and White Between Hard and Soft Travel Bags

Another feature you should check out is the security strap arrangement. Your golf bag should be able to be strapped securely into whatever type of travel bag you choose. If not, it will bang about inside and your golf clubs might get damaged. Especially with a soft case: here you must pack it properly and protect the club heads with clothing or towels to make sure that they cannot move around. This is something you must take into serious consideration when checking out the soft travel bag of your choice. Make sure it can secure the clubs and the club heads as well as the golf bag.

These are the major consideration when shopping for travel golf bags, and all is not black and white. Both the hard and the soft varieties have their merits and your choice should be based on the amount and type of travel you do. It is not always the most expensive that is best for you.

Mike Pedersen
http://www.articlesbase.com/golf-articles/travel-golf-bags-suit-all-golf-travel-needs-107745.html

Travelers all across the world are always looking for cheap air fare tickets. These travel savvy individuals know the in and out of the airline industry and therefore can always find the best deals for their hard earned money. They know that finding those great air fare deals is basic supply and demand economics.

What this means is that there are only so many seats available for every airline route flown. There are several things that influence the amount of seats, but in the end it comes down to how many people want to get from point A to point B and if there are enough seats to handle the load. Generally the rule is the fewer seats available for a popular flight the higher the price will be. Apply the opposite to that rule and you can start finding good deals.

What is considered cheap is also a subjective thing. Everyone has their own idea of how much they want to spend when it comes to buying air fare tickets. What is one guys great deal is still to expensive for another guy. But the fact remains that there are some general things to think about when trying to get good travel deals.

Most people do think that airline ticket prices are too high but unless they know where to look they are stuck with what the airlines charge. It doesn’t have to be this way if only they would know how to find those elusive cheap air fare tickets. If you subscribe to the economic laws of supply and demand then you can find those tickets deals by looking for the times when demand is the lowest.

Using the power of the internet it is now possible to find all kinds of information, including pricing trends in the airline industry. This gives the average person with a computer and internet access the ability to see pricing trends though out not just the current year but years past. By doing this you can see exactly when the best time to get cheap airline tickets is and to which destinations.

The destination being traveled too can also be a big factor when it comes to ticket prices. The more flights into a city the lower the prices will generally be. This is simple supply and demand at work. More flight equals more seats and the airlines will do whatever is needed to make sure their flights are full because each empty seat is money lost.

Not only is the law of supply and demand at work during the year but it is also a weekly and even daily principle. Traveling during off peak times during the week and even off peak times of the day is a good way to score cheap air fare tickets. By doing research into the ticket pricing trends of the airline industry anyone industrious enough can find good deals on their next trip.

Andrew Bicknell
http://www.articlesbase.com/flights-articles/whats-the-deal-with-cheap-air-fare-tickets-738362.html

The cost of flying within Italy is often comparable to the cost of train travel, although be sure to include the expense of getting to and from the airport. When flying out of Italian airports, always check with the airport or tourist agency about upcoming strikes, which are frequent in Italy and often affect air travel. The work stoppages are called by trade unions over contractual disputes, and can also ground or delay flights to and from Italy operated by several European carriers, including British Airways and Air France.

Things to Think About when booking

When you book, look for nonstop flights and remember that “direct” flights stop at least once. Try to avoid connecting flights, which require a change of plane. Two airlines may operate a connecting flight jointly, so ask whether your airline operates every segment of the trip. You may find that the carrier you prefer flies you only part of the way. Check web sites to find more booking tip, to check prices and to make online flight reservations.

When flying internationally, you must usually choose between a domestic carrier, the national flag carrier of the country you are visiting (Alitalia for Italy), and a foreign carrier from a third country. National flag carriers have the greatest number of non stops. Domestic carriers may have better connections to your hometown and serve a greater number of gateway cities. Third-party carriers may have a price advantage.

On international flights, Alitalia serves Rome, Milan, and Venice. The major international hubs in Italy are Milan and Rome, served by Continental Airlines and Delta Air Lines. American Airlines flies into just Milan. US Airways serves only Rome.

Alitalia and British Airways have direct flights from London’s Heathrow and Gatwick airports to Milan and Rome. From Manchester, British Airways has daily flights to Milan and Rome. Smaller, no-frills airlines also provide service between Great Britain and Italy.

EasyJet connects Gatwick with Bologna. British Midland connects Heathrow and Milan. Ryanair, departing from London’s Stansted Airport, has daily flights to Milan, Rome, Pisa, and Venice. Meridiana has two or three direct flights each week between Gatwick and Olbia on Sardinia in summer, and daily flights to Rome and Florence throughout the year. From its hub in Brussels, Virgin Express files to Milan, Catania, and Rome.

Alitalia connects Canada and Italy. Air Canada flies to Munich for connections to Rome, Florence, and Milan via Lufthansa. Qantas flies from various cities in Australia via Bangkok, arriving in Rome. Alitalia and New Zealand Air fly from Auckland to Rome with a stop in London. Another option if you’re coming from Australia or New Zealand is Thai Airlines, landing in Rome via Bangkok.

When buying tickets for flights within Italy, on Alitalia and small carriers such as Meridiana and Air One shop around for the best deals. Tickets are frequently sold at discounted prices, so check the cost of flights, even one-way, as an alternative to train travel.

Ignatius Randall
http://www.articlesbase.com/travel-articles/italian-air-travel-booking-tips-700858.html

Air Travel:  Why You Should Research Airlines and How to Do So

No matter when or why you need to book an airline flight, you’re going to need to know just what your options are.  Whether you’re flying to a vacation destination, a business meeting, a family gathering, or to move to a new city doesn’t really matter.  What does matter is finding the flight which will get you to your destination as safely, cheaply, and quickly as possible.  You may, however, feel somewhat overwhelmed when you realize how many airlines promise to do exactly that.

How can you sort through the different airlines, different departure and arrival times, and different fares to find the flight which is really the best option for you?  You’ll have to set your priorities.  For many of us our choice of flights is dictated by either their departure or arrival time, because we rely on other people to get us to or pick us up at the airports.  For a nervous flier, however, the most important detail may be to find the shortest possible flight.  A nervous flier may also be concerned about a certain airline’s safety record.  For many people, however, flight choices are simply a matter of economy, and the lowest fare will win

If you’re in the unique position of finding several airlines with flights which meet all your specification, then it’s time to put your research skills to work.  Adequately researching your airline is the first step to ensuring that your flight is merely the delightful opening act of a great trip.  Research is especially important it you’ll be flying with your kids, because traveling with small children can require a good deal of flexibility and a flight crew with extra patience.

Find out which of the airlines on your list of possible have reputations as family-friendly carriers.  How well prepared are they for assisting the elderly or disabled?  Flying is stressful enough without your having to deal with a flight crew who regards you and your family as problems instead of as valued customers!

Begin your research by asking your relatives and acquaintances about their experiences with different airlines.  Did they have problems with their baggage or seating?  If their flights were delayed, were the reasons explained?  If they missed connecting flights because of those delays, did the airline provide them with other connections or with overnight accommodations if necessary?  How did the crew get along with the kids on their flights? Most importantly, would they fly the same airline again?

You can also turn to the Internet in your search for information.  There are plenty of travel sites where the public is free to post their travel stories, and you’ll have no trouble finding their complaints and compliments regarding different air carriers.  You can also check travel and consumer review magazines for their airline ratings.  They are great places to get unbiased opinions on the pluses and minuses of traveling with different airlines.

Review consumer reporting agencies for complaints if you have doubts about a specific airline.  Simply run a Google search with the keyword complaint and the name of the airline and you’ll find links to whatever is out there.

There’s no reason why you should grab a ticket on the first airline you find which has service to your destination.  You’ve put lots of thought into your trip, and you deserve to put the same among of thought into the sort of experience you’ll have on the flight which gets you where you’re going and returns you home again!

Remember to book your flight at http://www.myroadtotravel.com

Tim Roseland
http://www.articlesbase.com/travel-tips-articles/air-travel-why-you-should-research-airlines-and-how-to-do-so-738514.html

Traveling for business reasons oftentimes cause a lot of stress to an individual. Stress is not new and in fact, a large number of people suffer from it. Are you still searching for ways on how to avoid business travel stress? These tips may come in handy.

1. If you don’t want to experience any stress during your air business travel, make it a point to consider the alternative airports in your country of destination. Usually you can experience less delay, less overbooking, and fewer flights in these airports.

2. A map is very important to have. You can avoid being stressed during your business travel if you have a map within arm’s reach. It is really less stressful on your part if you know your way around. You can even print out maps on the net; and to protect your map, be sure to put it inside a plastic folder.

3. Another thing that you can do to avoid stress is to find the best hotel that can meet your needs as a business traveler. The hotel should have at least an internet connection and easy access to photocopiers and fax machines.

4. Electricity differs from one country to another, so don’t forget to bring your voltage adaptors. Plug adapters are sometimes needed for telephone jacks and electrical plugs. If you’re not sure what things you will need, you can always visit a travel store.

5. Are you still stressed? Here’s another way to avoid business travel stress; use a call card because phone bills are rather expensive in hotels. Every time you call your family, check your voice or email, make sure that you use corporate credit cards or phone cards.

6. Have your important travel documents like airline tickets, passport, credit cards, travel insurance, and itinerary photocopied. This will serve as your protection against theft. You can have as many copies as you need or like, bring some with you and leave the rest at home.

7. Local travel stores can even offer you with great protective luggage. Be also warned about pickpockets when traveling. You don’t want to be stressed out when you find out that your cell phone or wallet is missing.

Albert Lee
http://www.articlesbase.com/travel-tips-articles/7-tips-to-avoid-business-travel-stress-121023.html

Dr Sarah Myhill, MB BS, says: “Anybody undergoing a flight in an aircraft is at risk of being poisoned by noxious gases, oil fumes and pesticides… Therefore I now routinely advise all my patients who are considering such a flight to wear an activated charcoal mask in order to protect themselves from fume events in pressurised cabins.”

What goes up must come down! A massive cover up by the airline industry reported by Channel 4 news-
http://www.channel4.com/

An Attempt to Characterize the Frequency, Health Impact, and Operational Costs of Oil in the Cabin and Flight Deck Supply Air on U.S. Commercial Aircraft-
http://www.aerotoxic.org/download/docs/reports_and_evidence/Murawski_Supplee_JAI_2008.pdf

Aerotoxic syndrome: a descriptive epidemiological survey of aircrew exposed to in-cabin airborne contaminants-
http://www.aerotoxic.org/download/docs/reports_and_evidence/Aerotoxic-syndrome-survey.pdf

Organophosphates report-
http://www.aerotoxic.org/download/docs/reports_and_evidence/OPReport.pdf

Medical aspects of work-related exposures to organophosphates-
http://www.aerotoxic.org/download/docs/reports_and_evidence/MS17.pdf

Professor Bagshaw’s The Aerotoxic Syndrome-
http://www.esam.aero/main/docs/ecam08/No%207%20Bagshaw%20paper.pdf

Identification and Characterization of Biomarkers of Organophosphorus (OP) Exposures in Humans
-
http://www.aerotoxic.org/download/docs/reports_and_evidence/Kim%20et%20al.%20PON_Conf_ms..pdf

Neuropsychological and Psychiatric Functioning in Sheep Farmers Exposed to Organophosphate Pesticides
-
http://www.aerotoxic.org/download/docs/reports_and_evidence/executive%20summary%20230409.doc

Pilot Blood Test Results-
http://www.aerotoxic.org/download/docs/reports_and_evidence/CrewResultsDEIDENTIFIEDver17.pdf

Cognitive function following exposure to contaminated air on commercial aircraft:-
http://www.aerotoxic.org/download/docs/reports_and_evidence/cjne%20paper.pdf

Aerotoxic blog-
http://aerotoxic.wordpress.com/

Aerotoxic website-
http://www.aerotoxic.org/

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Technorati Tags: 91177info, aerotoxic, brain, chemtrail, cover, damage, nerve, neurological, organophosphates, skies, symptoms, toxic, up

Im doing a research paper on air travel in the 1920s and how it relates to the book the great gatsby. please help me because i need to do an outline by tonight !!! =/

sameway i guess like it does now in vaccumm?

Our personal comfort is very important for us because its consequences are visible, not only in our personal life, but also in our professional evolution. That is why a fill air pillow or an inflatable air pillow can be extremely useful not only for a better, continuous sleep, but also for situations when you need to sit comfortably, for example, when you travel somewhere.

Besides, an inflatable air pillow can help you control better the correct position of your spine. A fill air pillow can have the height adjustable so that you can sleep on your side. Consequently, a major advantage of an inflatable air pillow is that it can prevent snoring. Thanks to the pillow, your head can turn naturally left or right. In addition, a fill air pillow is especially designed to ensure the correct alignment of the head, the neck, and the spine. These pillows respect standards of health and environment protection.

In general, an inflatable air pillow has a washable case, so that you can keep it always clean. The size of a fill air pillow can be about 70 x 35 cm. Each pillow is endowed with a special pump for inflating it easily. You can order them online or you can purchase them in your local store. In the case of people suffering from snoring, the advantage is double, as you and your partner as well can benefit from a relaxing sleep.

These pillows are perfectly adapted to the shape and the weight of your body. They are able to support the spine in the right position, removing painful or tense points, for a healthy sleep. These pillows are inflatable, which allows their adjustment at the height you need for your comfort.

For people who are sensitive to allergens and bacteria the good news is that, the material of these pillows can protect you against mites and microorganisms so that it is the perfect choice for people suffering from allergies or asthma.

If you travel somewhere by car, train or by plane and you fall asleep, you can feel a painful discomfort at the level of your neck. The solution to this problem is a fill air pillow especially designed for travelling. When you are looking for such a pillow, think of the comfort and the support that you need for your neck. An obvious advantage of inflatable pillows is that either they can be air filled in just a few seconds by the user or they can be filled themselves.

Some inflatable pillows have more air compartments so that they can be adapted to the user’s anatomy. You can choose what color or pattern you want and you will be satisfied. If you have kids, you can buy inflatable pillows that can represent their favorite cartoon characters. Air filled pillows can help them develop harmoniously because their neck and spine have the right support during their sleep. Overall, fill air pillows are beneficial whatever their purpose is and you will never regret your choice.

Clint Jhonson
http://www.articlesbase.com/sleep-articles/dream-like-fill-air-pillow-673051.html